We provide our services to individuals, families, businesses, partnerships, and retirement plans who wish to pursue long-term goals based on our strategic approach to managing wealth.
Proper asset allocation based on ability, willingness, and need to take risk.
Discipline to adhere to the plan during market cycles.
Cost-effective and tax-efficient rebalancing.
Tax-loss harvesting where appropriate.
Drawdown strategies in retirement.
Social Security optimization.
Longevity insurance strategies to avoid running out of money.
There is NO COST for our initial Discovery and Investment Plan meetings. We feel it's time well spent to first get to know one another before seeking mutual commitment and charging any fees.
We offer fee-based advisory services and financial planning. If a commission-based product is appropriate, we disclose that and let clients decide how they wish to proceed. All decisions are based on what best helps our clients meet their goals.
Our minimum portfolio size is $25,000. We also offer fee-based planning with no investment minimum. If your situation is unique, please contact us to discuss.
We first review your current portfolio before making any changes. If your holdings support your objectives, we may keep them. If changes are needed, we transition thoughtfully and cost-effectively.
You remain in control of your assets. We operate under Limited Power of Attorney to execute trades, and assets are held in your name at reputable custodians like Interactive Brokers.
Fixed income plays a stabilizing role in a portfolio. If appropriate, we build custom bond portfolios tailored to your needs.